The ornamental design for a retractabletowel or clothassembly, as shown and described.
FIG. 1 is a top and front perspective view of a retractable towel or cloth
assembly showing my new design, the rear being a mirror image of that
shown;
FIG. 2 is a right side elevational view thereof, the left side being a
mirror image of that shown;
FIG. 3 is a top plan view thereof;
FIG. 4 is a bottom plan view thereof; and,
FIG. 5 is a reduced top and front perspective view thereof, showing the
towel or cloth portion fully extended.