| Patent |
Priority |
Assignee |
Title |
| 3405457, |
|
|
|
| 4346442, |
Jul 29 1980 |
Bank of America Corporation |
Securities brokerage-cash management system |
| 4734858, |
Dec 05 1983 |
CREST MANAGEMENT INC |
Data terminal and system for placing orders |
| 4736294, |
Jan 11 1985 |
The Royal Bank of Canada |
Data processing methods and apparatus for managing vehicle financing |
| 4755940, |
Sep 17 1983 |
International Business Machines Corporation |
Transaction security system |
| 4774664, |
Jul 01 1985 |
CHRYSLER FINANCIAL CORPORATION; 1981 HELICOPTERS, LTD ; ADVANCED LEASING SERVICES NUMBER 3, INC ; AIA, INC OF PENNSYLVANIA; ALLENTOWN GENERAL CORPORATION; AMC PROPERTIES CORPORATION; SEE FRAME 0541 THRU 0546 FOR THE REMAINING 113 RECEIVING PARTIES |
Financial data processing system and method |
| 4876592, |
Mar 10 1986 |
RESPONSE REWARD SYSTEMS, L C |
System for merchandising and the evaluation of responses to broadcast transmissions |
| 4891503, |
Mar 29 1988 |
GASCARD CLUB, INC , A CORP OF DE |
Distributed authorization system |
| 4895518, |
Nov 02 1987 |
Greenhalgh Technologies |
Computerized diagnostic reasoning evaluation system |
| 4977595, |
Mar 28 1990 |
Nippon Telegraph and Telephone Corporation |
Method and apparatus for implementing electronic cash |
| 4989141, |
Jun 01 1987 |
Oracle International Corporation |
Computer system for financial analyses and reporting |
| 5034807, |
Mar 10 1986 |
RESPONSE REWARD SYSTEMS, L C |
System for evaluation and rewarding of responses and predictions |
| 5148365, |
Aug 15 1989 |
International Business Machines Corporation |
Scenario optimization |
| 5220501, |
Dec 08 1989 |
OFFICIAL PAYMENTS CORPORATION |
Method and system for remote delivery of retail banking services |
| 5259766, |
Dec 13 1991 |
EDUCATIONAL TESTING SERVICE A CORP OF NEW YORK |
Method and system for interactive computer science testing, anaylsis and feedback |
| 5262941, |
Mar 30 1990 |
DEUTSCHE FINANCIAL SERVICES CORPORATION |
Expert credit recommendation method and system |
| 5274547, |
Jan 03 1991 |
FADV HOLDINGS LLC; FIRST ADVANTAGE CORPORATION |
System for generating and transmitting credit reports |
| 5336870, |
May 26 1992 |
DOWLEN, JOHN E |
System for remote purchase payment transactions and remote bill payments |
| 5383113, |
Jul 25 1991 |
CheckFree Corporation |
System and method for electronically providing customer services including payment of bills, financial analysis and loans |
| 5404518, |
Dec 19 1991 |
CA, INC |
System for building a user-determined database of solution documents from queries that fail within it and from the search steps that do provide a solution |
| 5500513, |
May 11 1994 |
Visa International |
Automated purchasing control system |
| 5590038, |
Jun 20 1994 |
C-SAM, INC |
Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions |
| 5592560, |
May 01 1989 |
Catalina Marketing Corporation |
Method and system for building a database and performing marketing based upon prior shopping history |
| 5611052, |
Nov 01 1993 |
CU DIRECT CORPORATION |
Lender direct credit evaluation and loan processing system |
| 5615408, |
Nov 12 1992 |
AUTHORIZE NET LLC |
Apparatus and method for credit based management of telecommunication activity |
| 5640577, |
Dec 30 1991 |
Wilmington Trust, National Association, as Administrative Agent |
Data processing system with automated at least partial forms completion |
| 5659725, |
Jun 06 1994 |
THE CHASE MANHATTAN BANK, AS COLLATERAL AGENT |
Query optimization by predicate move-around |
| 5659731, |
Jun 19 1995 |
DUN & BRADSTREET INC ; OLD D & B OPERATING COMPANY, INC ; NEW DUN & BRADSTREET CORPORATION, THE |
Method for rating a match for a given entity found in a list of entities |
| 5704029, |
May 23 1994 |
Seven Networks, Inc |
System and method for completing an electronic form |
| 5719941, |
Jan 12 1996 |
Microsoft Technology Licensing, LLC |
Method for changing passwords on a remote computer |
| 5732400, |
Jan 04 1995 |
CITIBANK, N A |
System and method for a risk-based purchase of goods |
| 5739512, |
May 30 1996 |
Oracle America, Inc |
Digital delivery of receipts |
| 5754632, |
Mar 31 1993 |
Azure Solutions Limited |
Management of communications networks |
| 5774883, |
May 25 1995 |
AUTO DATA, INC |
Method for selecting a seller's most profitable financing program |
| 5793972, |
May 03 1996 |
CALLAHAN CELLULAR L L C |
System and method providing an interactive response to direct mail by creating personalized web page based on URL provided on mail piece |
| 5819234, |
Jul 29 1996 |
CHASE MANHATTAN BANK, THE, A CORP OF NY |
Toll collection system |
| 5832068, |
Jun 01 1994 |
Wilmington Trust, National Association, as Administrative Agent |
Data processing system with real time priority updating of data records and dynamic record exclusion |
| 5842211, |
Mar 14 1997 |
Microsoft Technology Licensing, LLC |
Method and system for transferring a bank file to an application program |
| 5844218, |
Jul 16 1996 |
CITICORP CREDIT SERVICES, INC USA |
Method and system for using an application programmable smart card for financial transactions in multiple countries |
| 5875236, |
Nov 21 1995 |
AT&T Corp |
Call handling method for credit and fraud management |
| 5878403, |
Sep 12 1995 |
DEALERTRACK, INC |
Computer implemented automated credit application analysis and decision routing system |
| 5881131, |
Nov 16 1993 |
Verizon Patent and Licensing Inc |
Analysis and validation system for provisioning network related facilities |
| 5884302, |
Dec 02 1996 |
HANGER SOLUTIONS, LLC |
System and method to answer a question |
| 5903830, |
Aug 08 1996 |
JOAO BOCK TRANSACTION SYSTEMS, LLC |
Transaction security apparatus and method |
| 5903881, |
Jun 05 1997 |
INTUIT, INC |
Personal online banking with integrated online statement and checkbook user interface |
| 5930764, |
Oct 17 1995 |
CITIBANK, N A |
Sales and marketing support system using a customer information database |
| 5930776, |
Nov 01 1993 |
CU DIRECT CORPORATION |
Lender direct credit evaluation and loan processing system |
| 5940812, |
Aug 19 1997 |
LOANMARKET RESOURCES, L L C |
Apparatus and method for automatically matching a best available loan to a potential borrower via global telecommunications network |
| 5950172, |
Jun 07 1996 |
|
Secured electronic rating system |
| 5956693, |
Jul 19 1996 |
VERBIND, INC ; SAS INSTITUTE INC |
Computer system for merchant communication to customers |
| 5963939, |
Sep 30 1997 |
HEWLETT-PACKARD DEVELOPMENT COMPANY, L P |
Method and apparatus for an incremental editor technology |
| 5966695, |
Oct 17 1995 |
CITIBANK, N A |
Sales and marketing support system using a graphical query prospect database |
| 5978780, |
Nov 21 1997 |
PayPal, Inc |
Integrated bill consolidation, payment aggregation, and settlement system |
| 5995947, |
Sep 12 1997 |
IMX Mortgage Exchange; IMX, INC |
Interactive mortgage and loan information and real-time trading system |
| 5999596, |
Mar 06 1998 |
Inventor Holdings, LLC |
Method and system for controlling authorization of credit card transactions |
| 6006333, |
Mar 13 1996 |
Oracle America, Inc |
Password helper using a client-side master password which automatically presents the appropriate server-side password to a particular remote server |
| 6009415, |
Dec 16 1991 |
HARRISON COMPANY, LLC, THE |
Data processing technique for scoring bank customer relationships and awarding incentive rewards |
| 6021397, |
Dec 02 1997 |
FINANCIAL ENGINES, INC |
Financial advisory system |
| 6021943, |
Nov 21 1996 |
HANGER SOLUTIONS, LLC |
Process for executing payment transactions |
| 6026440, |
Jan 27 1997 |
International Business Machines Corporation |
Web server account manager plug-in for monitoring resources |
| 6029149, |
Nov 01 1993 |
CU DIRECT CORPORATION |
Lender direct credit evaluation and loan processing system |
| 6038551, |
Mar 11 1996 |
Microsoft Technology Licensing, LLC |
System and method for configuring and managing resources on a multi-purpose integrated circuit card using a personal computer |
| 6064987, |
Aug 26 1997 |
PayPal, Inc |
Method and apparatus for providing and processing installment plans at a terminal |
| 6064990, |
Mar 31 1998 |
PayPal, Inc |
System for electronic notification of account activity |
| 6070141, |
May 08 1995 |
LEXISNEXIS RISK SOLUTIONS GA INC |
System and method of assessing the quality of an identification transaction using an identificaion quality score |
| 6072894, |
Oct 17 1997 |
HANGER SOLUTIONS, LLC |
Biometric face recognition for applicant screening |
| 6073140, |
Jul 29 1997 |
Acxiom Corporation |
Method and system for the creation, enhancement and update of remote data using persistent keys |
| 6085242, |
Jan 05 1999 |
Open Invention Network, LLC |
Method for managing a repository of user information using a personalized uniform locator |
| 6088686, |
Dec 12 1995 |
CITIBANK, N A |
System and method to performing on-line credit reviews and approvals |
| 6094643, |
Jun 16 1995 |
Fair Isaac Corporation |
System for detecting counterfeit financial card fraud |
| 6105007, |
Aug 27 1993 |
DECISIONING COM, INC |
Automatic financial account processing system |
| 6115690, |
Dec 22 1997 |
BIG BABOON, INC |
Integrated business-to-business Web commerce and business automation system |
| 6119103, |
May 27 1997 |
Visa International Services Association |
Financial risk prediction systems and methods therefor |
| 6128599, |
Oct 09 1997 |
GROUPON, INC |
Method and apparatus for processing customized group reward offers |
| 6128602, |
Oct 27 1997 |
BANK OF AMERICA CORP |
Open-architecture system for real-time consolidation of information from multiple financial systems |
| 6128603, |
Sep 09 1997 |
Microsoft Technology Licensing, LLC |
Consumer-based system and method for managing and paying electronic billing statements |
| 6149441, |
Nov 06 1998 |
Technology for Connecticut, Inc. |
Computer-based educational system |
| 6157707, |
Apr 03 1998 |
THE CHASE MANHATTAN BANK, AS COLLATERAL AGENT |
Automated and selective intervention in transaction-based networks |
| 6161139, |
Jul 10 1998 |
ENTRUST, INC |
Administrative roles that govern access to administrative functions |
| 6178420, |
Jan 13 1998 |
Fujitsu Limited |
Related term extraction apparatus, related term extraction method, and a computer-readable recording medium having a related term extraction program recorded thereon |
| 6182068, |
Aug 01 1997 |
IAC SEARCH & MEDIA, INC |
Personalized search methods |
| 6182229, |
Mar 13 1996 |
Sun Microsystems, Inc. |
Password helper using a client-side master password which automatically presents the appropriate server-side password in a particular remote server |
| 6202053, |
Jan 23 1998 |
Bank One, Delaware, National Association |
Method and apparatus for generating segmentation scorecards for evaluating credit risk of bank card applicants |
| 6233566, |
Mar 18 1999 |
GHR SYSTEMS, INC |
System, method and computer program product for online financial products trading |
| 6249770, |
Jan 30 1998 |
CITIBANK, N A |
Method and system of financial spreading and forecasting |
| 6254000, |
Nov 13 1998 |
First Data Corporation |
System and method for providing a card transaction authorization fraud warning |
| 6263447, |
May 21 1998 |
EQUIFAX INC |
System and method for authentication of network users |
| 6282658, |
May 21 1998 |
EQUIFAX INC |
System and method for authentication of network users with preprocessing |
| 6304860, |
Oct 03 1997 |
|
Automated debt payment system and method using ATM network |
| 6311169, |
Jun 11 1998 |
CONSUMER CREDIT ASSOCIATES, INC |
On-line consumer credit data reporting system |
| 6321339, |
|
|
|
| 6324524, |
Nov 03 1998 |
NEXTCARD, LLC, A TEXAS LIMITED LIABILITY COMPANY |
Method and apparatus for an account level offer of credit and real time balance transfer |
| 6327578, |
Dec 29 1998 |
PayPal, Inc |
Four-party credit/debit payment protocol |
| 6330575, |
Mar 31 1998 |
International Business Machines Corporation |
Web commerce tool kit for distributed payment processing |
| 6343279, |
Aug 26 1998 |
CGI TECHNOLOGIES AND SOLUTIONS INC |
System integrating credit card transactions into a financial management system |
| 6353778, |
Mar 15 2001 |
International Business Machines Corporation |
Automobile computer control system for limiting the usage of wireless telephones on moving automobiles |
| 6356937, |
Jul 06 1999 |
MEC MANAGEMENT, LLC |
Interoperable full-featured web-based and client-side e-mail system |
| 6384844, |
Dec 01 1999 |
CERTEGY PAYMENT SOLUTIONS, LLC |
Method and apparatus for use in entering financial data into an electronic device |
| 6386444, |
Jul 30 1999 |
FIRST USA BANK, N A |
System and methods for card payment instrument with rebate applied to an insurance premium |
| 6397197, |
Aug 26 1998 |
e-Lynxx Corporation |
Apparatus and method for obtaining lowest bid from information product vendors |
| 6397212, |
Mar 04 1999 |
HANGER SOLUTIONS, LLC |
Self-learning and self-personalizing knowledge search engine that delivers holistic results |
| 6405173, |
Mar 05 1998 |
CGI TECHNOLOGIES AND SOLUTIONS INC |
Decision management system providing qualitative account/customer assessment via point in time simulation |
| 6405181, |
Nov 03 1998 |
NEXTCARD, LLC, A TEXAS LIMITED LIABILITY COMPANY |
Method and apparatus for real time on line credit approval |
| 6421675, |
Mar 16 1998 |
S L I SYSTEMS, INC |
Search engine |
| 6422462, |
Mar 30 1998 |
|
Apparatus and methods for improved credit cards and credit card transactions |
| 6453353, |
Jul 10 1998 |
Entrust Corporation |
Role-based navigation of information resources |
| 6457012, |
Jun 10 1997 |
Pitney Bowes Inc. |
Method and system of updating address records utilizing a clientserver interface |
| 6496936, |
May 21 1998 |
EQUIFAX INC. |
System and method for authentication of network users |
| 6523021, |
Jul 31 2000 |
Microsoft Technology Licensing, LLC |
Business directory search engine |
| 6523041, |
Jul 29 1997 |
LIVERAMP, INC |
Data linking system and method using tokens |
| 6539377, |
Aug 01 1997 |
IAC SEARCH & MEDIA, INC |
Personalized search methods |
| 6539392, |
Mar 29 2000 |
BIZRATE INSIGHTS INC |
System and method for data collection, evaluation, information generation, and presentation |
| 6543683, |
Feb 12 2001 |
NCR Voyix Corporation |
System and method for providing consumer access to a stored digital receipt generated as a result of a purchase transaction and to business/consumer applications related to the stored digital receipt |
| 6564210, |
Mar 27 2000 |
VIRTUAL SELF LTD |
System and method for searching databases employing user profiles |
| 6567791, |
Nov 03 1998 |
NEXTCARD, LLC, A TEXAS LIMITED LIABILITY COMPANY |
Method and apparatus for a verifiable on line rejection of an application for credit |
| 6571236, |
Jan 10 2000 |
Haier US Appliance Solutions, Inc |
Method and apparatus for problem diagnosis and solution |
| 6574736, |
Nov 30 1998 |
Microsoft Technology Licensing, LLC |
Composable roles |
| 6581025, |
Apr 17 1995 |
RAKUTEN, INC |
Time and work tracker for wireless devices |
| 6615193, |
Apr 22 1997 |
Fortent Limited |
Monitoring system and method |
| 6622131, |
Dec 23 1999 |
Resource Consortium Limited |
Method and system for auctioning loans through a computing system |
| 6629245, |
Oct 22 1999 |
MISSING LINK COMMUNICATIONS |
Apparatus for stimulating keypad entry of an access code into a keypad type security system |
| 6647383, |
Sep 01 2000 |
Lucent Technologies Inc |
System and method for providing interactive dialogue and iterative search functions to find information |
| 6658393, |
May 27 1997 |
Visa Internation Service Association |
Financial risk prediction systems and methods therefor |
| 6665715, |
Apr 03 2000 |
Microsoft Technology Licensing, LLC |
Method and systems for locating geographical locations of online users |
| 6678694, |
Nov 08 2000 |
COGIA GMBH |
Indexed, extensible, interactive document retrieval system |
| 6703930, |
Oct 05 2001 |
INNOVATIVE BUILDING MANAGEMENT SYSTEMS, INC |
Personal alerting apparatus and methods |
| 6714944, |
Nov 30 1999 |
VeriVita LLC |
System and method for authenticating and registering personal background data |
| 6725381, |
Aug 31 1999 |
AXWAY INC |
Solicited authentication of a specific user |
| 6745938, |
Jul 30 1999 |
Bank One, Delaware |
System and methods for card payment instrument with rebate applied to an insurance premium |
| 6750985, |
Mar 17 1994 |
DIGIMARC CORPORATION AN OREGON CORPORATION |
Digital watermarks and methods for security documents |
| 6766327, |
Jul 29 1997 |
LIVERAMP, INC |
Data linking system and method using encoded links |
| 6781608, |
Jun 30 2000 |
Meta Platforms, Inc |
Gradual image display |
| 6782379, |
Dec 22 2000 |
ORACLE, USA; Oracle International Corporation; Oracle Corporation |
Preparing output XML based on selected programs and XML templates |
| 6792088, |
Dec 28 2001 |
LENOVO INNOVATIONS LIMITED HONG KONG |
Telephone device capable of preventing unauthorized transmission when sending messages |
| 6792263, |
Oct 03 1997 |
|
Remote operational screener |
| 6796497, |
Apr 23 2002 |
Liberty Peak Ventures, LLC |
System and method for facilitating a subsidiary card account |
| 6804346, |
Jul 13 1999 |
Genesys Telecommunications Laboratories, Inc |
Staged predictive dialing system |
| 6805287, |
Sep 12 2002 |
Liberty Peak Ventures, LLC |
System and method for converting a stored value card to a credit card |
| 6816850, |
Aug 01 1997 |
IAC SEARCH & MEDIA, INC |
Personalized search methods including combining index entries for catagories of personal data |
| 6816871, |
Dec 22 2000 |
ORACLE, USA; Oracle International Corporation; Oracle Corporation |
Delivering output XML with dynamically selectable processing |
| 6845448, |
Jan 07 2000 |
WEB 2 0 TECHNOLOGIES, LLC |
Online repository for personal information |
| 6857073, |
May 21 1998 |
EQUIFAX INC. |
System and method for authentication of network users |
| 6871287, |
Jan 21 2000 |
EDENTIFY, INC |
System and method for verification of identity |
| 6892307, |
Aug 05 1999 |
Oracle America, Inc |
Single sign-on framework with trust-level mapping to authentication requirements |
| 6900731, |
Oct 30 2002 |
AT&T Intellectual Property I, L P |
Method for monitoring and tracking objects |
| 6910624, |
Dec 10 1999 |
GOOGLE LLC |
Mobile communication terminal and card information reading device |
| 6928487, |
Dec 23 2000 |
International Business Machines Corporation |
Computer system, method, and business method for automating business-to-business communications |
| 6934714, |
Mar 04 2002 |
MEINIG, KELLY L |
Method and system for identification and maintenance of families of data records |
| 6941323, |
Aug 09 1999 |
ALMEN LABORATORIES, INC |
System and method for image comparison and retrieval by enhancing, defining, and parameterizing objects in images |
| 6947989, |
Jan 29 2001 |
ACCESS360 |
System and method for provisioning resources to users based on policies, roles, organizational information, and attributes |
| 6950807, |
Dec 31 2001 |
CREDIT ACCEPTANCE CORPORATION |
System and method for providing financing |
| 6962336, |
Feb 25 2003 |
CONSUMER CREDIT COUNSELING SERVICE OF GREATER ATLANTA, INC |
Credit card debt management board game |
| 6965881, |
Apr 24 2000 |
Intel Corporation |
Digital credential usage reporting |
| 6968319, |
Oct 18 1996 |
Microsoft Technology Licensing, LLC |
Electronic bill presentment and payment system with bill dispute capabilities |
| 6973462, |
Apr 03 2001 |
Florida Atlantic University |
Integrated guardianship information system |
| 6985887, |
Mar 19 1999 |
GOLD STANDARD TECHNOLOGY LLC |
Apparatus and method for authenticated multi-user personal information database |
| 6988085, |
Oct 19 1999 |
F POSZAT HU, L L C |
System and method for real-time electronic inquiry, delivery, and reporting of credit information |
| 6999941, |
Jul 11 2000 |
Amazon Technologies, Inc |
Providing gift clustering functionality to assist a user in ordering multiple items for a recipient |
| 7016907, |
May 29 2001 |
Oracle America, Inc |
Enumerated roles in a directory system |
| 7028013, |
Apr 26 2000 |
NEC Corporation |
Personal authentication system, and personal authentication method and program used therefor |
| 7028052, |
May 10 2001 |
EQUIFAX, INC |
Systems and methods for notifying a consumer of changes made to a credit report |
| 7039607, |
Apr 26 2001 |
DENTSU TEC INC |
System for evaluating a company's customer equity |
| 7043476, |
Oct 11 2002 |
International Business Machines Corporation |
Method and apparatus for data mining to discover associations and covariances associated with data |
| 7046139, |
Apr 26 2004 |
SECURITY VIDEO CAMERA SYSTEMS, INC |
Method and parental control and monitoring of usage of devices connected to home network |
| 7058386, |
Sep 27 1991 |
TRACFONE WIRELESS, INC |
Mobile phone distribution system |
| 7058817, |
Jul 02 1999 |
JPMORGAN CHASE BANK, N A ; CHASE MANHATTAN BANK, THE |
System and method for single sign on process for websites with multiple applications and services |
| 7062475, |
May 30 2000 |
UNWIRED BROADBAND, INC |
Personalized multi-service computer environment |
| 7069240, |
Oct 21 2002 |
THE NEAT COMPANY, INC DOING BUSINESS AS NEATRECEIPTS, INC |
System and method for capture, storage and processing of receipts and related data |
| 7072909, |
May 15 1998 |
ACS State & Local Solutions, Inc. |
Method and apparatus for electronic collection, translation, grouping, and delivery of wage assignment information |
| 7076462, |
Mar 02 2000 |
ONLINE DATA EXCHANGE LLC |
System and method for electronic loan application and for correcting credit report errors |
| 7076475, |
Mar 05 1998 |
CGI TECHNOLOGIES AND SOLUTIONS INC |
Decision management system providing qualitative account/customer assessment via point in time simulation |
| 7085727, |
Sep 26 2002 |
TOP BOX ASSETS L L C |
Movie rental and notification system |
| 7089594, |
Jul 21 2003 |
Cisco Technology, Inc |
Application rights management in a mobile environment |
| 7107241, |
Mar 10 2000 |
PINTO, EDWARD J |
System and method for processing a secured collateral loan |
| 7124144, |
Mar 02 2000 |
OPEN TEXT HOLDINGS, INC |
Method and apparatus for storing semi-structured data in a structured manner |
| 7133935, |
Oct 19 1999 |
F POSZAT HU, L L C |
System and method for real-time electronic inquiry, delivery, and reporting of credit information |
| 7143063, |
Nov 03 1998 |
NEXTCARD, LLC, A TEXAS LIMITED LIABILITY COMPANY |
Method and apparatus for a verifiable on line rejection of an applicant for credit |
| 7155739, |
Jan 16 2001 |
Symantec Corporation |
Method and system for secure registration, storage, management and linkage of personal authentication credentials data over a network |
| 7181418, |
Nov 30 1999 |
Ford Motor Company |
Internet customer service method and system |
| 7181427, |
Sep 12 1995 |
DEALERTRACK, INC |
Automated credit application system |
| 7194416, |
Dec 03 1998 |
PPS Data, LLC |
Interactive creation and adjudication of health care insurance claims |
| 7200602, |
Feb 07 2003 |
GOOGLE LLC |
Data set comparison and net change processing |
| 7209895, |
May 19 2004 |
GOOGLE LLC |
Methods for use in providing user ratings according to prior transactions |
| 7218912, |
Feb 25 2003 |
XIUS HOLDING CORP |
Method and system for providing supervisory control over wireless phone usage |
| 7219107, |
Dec 23 2002 |
SAP SE |
Collaborative information spaces |
| 7222369, |
Dec 20 2001 |
SAP SE |
Role-based portal to a workplace system |
| 7234156, |
May 20 1999 |
Equifax, Inc. |
System and method for authentication of network users |
| 7236950, |
Oct 29 1998 |
UNIVERSAL CARD SERVICES CORP |
Method and system of combined billing of multiple accounts on a single statement |
| 7243369, |
Aug 06 2001 |
Oracle America, Inc |
Uniform resource locator access management and control system and method |
| 7246740, |
Apr 03 2003 |
First Data Corporation |
Suspicious persons database |
| 7249076, |
May 14 2001 |
COMPUCREDIT INTELLECTUAL PROPERTY HOLDINGS CORP II |
Method for providing credit offering and credit management information services |
| 7249113, |
Mar 29 2000 |
Liberty Peak Ventures, LLC |
System and method for facilitating the handling of a dispute |
| 7263497, |
Feb 06 1998 |
Microsoft Technology Licensing, LLC |
Secure online music distribution system |
| 7280980, |
Aug 01 2000 |
FAIRISAAC AND COMPANY, INC |
Algorithm for explaining credit scores |
| 7281652, |
May 18 2005 |
FOSS SWIM SCHOOL, LLC |
Point-of-sale provider evaluation |
| 7289971, |
Jul 22 1996 |
CYVA RESEARCH HOLDINGS, LLC |
Personal information security and exchange tool |
| 7296734, |
Jun 02 2004 |
|
Systems and methods for scoring bank customers direct deposit account transaction activity to match financial behavior to specific acquisition, performance and risk events defined by the bank using a decision tree and stochastic process |
| 7302272, |
Sep 26 2003 |
DISNEY ENTERPRISES, INC |
Cell phone parental control |
| 7310611, |
May 15 2000 |
Nifty Corporation |
Order processing system and method |
| 7310617, |
Apr 19 1996 |
Block Financial LLC |
Real-time financial card offer and application system |
| 7314167, |
Mar 08 2005 |
Intellectual Ventures II LLC |
Method and apparatus for providing secure identification, verification and authorization |
| 7315837, |
Aug 13 2001 |
Accenture Global Services Limited |
Communication interface for a financial modeling and counseling system |
| 7328233, |
Jan 19 2000 |
Corybant, Inc |
Method and apparatus for implementing an active information model |
| 7330717, |
Feb 21 2002 |
Alcatel Lucent |
Rule-based system and method for managing the provisioning of user applications on limited-resource and/or wireless devices |
| 7330835, |
Oct 31 2002 |
Federal Reserve Bank of Minneapolis |
Method and system for tracking and reporting automated clearing house transaction status |
| 7333635, |
Sep 02 2005 |
Aura Sub, LLC |
Method and system for confirming personal identity |
| 7337133, |
Jun 27 1997 |
Amazon Technologies, Inc |
Internet-based customer referral system |
| 7337468, |
Feb 13 2003 |
DEUTSCHE BANK AG NEW YORK BRANCH, AS NEW ADMINISTRATIVE AGENT AND COLLATERAL AGENT |
Methods, apparatuses and systems facilitating seamless, virtual integration of online membership models and services |
| 7340679, |
Apr 24 2002 |
SAP SE |
Processing life and work events |
| 7343149, |
Jun 13 2005 |
Lucent Technologies Inc. |
Network support for credit card notification |
| 7343295, |
Apr 05 2000 |
|
Automated complaint resolution system |
| 7356516, |
Jun 13 2002 |
VISA U S A , INC |
Method and system for facilitating electronic dispute resolution |
| 7366694, |
Aug 16 2001 |
MORTGAGE GRADER, INC |
Credit/financing process |
| 7370044, |
Nov 19 2001 |
Equifax, Inc. |
System and method for managing and updating information relating to economic entities |
| 7370284, |
Nov 18 2003 |
Intel Corporation |
User interface for displaying multiple applications |
| 7373324, |
Oct 07 1999 |
OSBORNE, ROBERT CHARLES |
Method and system for exchange of financial investment advice |
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Aug 31 2005 |
Fidelity Information Services, LLC |
System and method for locking and unlocking a financial account card |
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Apr 28 2000 |
PPS Data, LLC |
Methods and systems for processing financial instrument deposits |
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Apr 28 2006 |
|
Method and apparatus for online check processing |
| 7395273, |
Oct 31 2002 |
General Electric Company |
System providing receipt inspection reporting |
| 7403942, |
Feb 04 2003 |
LEXISNEXIS RISK DATA MANAGEMENT INC |
Method and system for processing data records |
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Sep 05 2002 |
Capital One Services, LLC |
Providing a customer one or more options for increasing a line of credit |
| 7412228, |
Jul 01 2004 |
Lucent Technologies Inc.; Lucent Technologies Inc |
Method for notifying a primary wireless unit of group calling plan activity |
| 7433864, |
Apr 08 2004 |
GOOGLE LLC |
Compiling information obtained by combinatorial searching |
| 7437679, |
May 16 2002 |
Microsoft Technology Licensing, LLC |
Displaying information with visual cues to indicate both the importance and the urgency of the information |
| 7444518, |
Jun 16 2003 |
Microsoft Technology Licensing, LLC |
Method and apparatus for communicating authorization data |
| 7451095, |
Oct 30 2002 |
MAC, FREDDIE |
Systems and methods for income scoring |
| 7451113, |
Mar 21 2003 |
CONSUMERINFO COM, INC |
Card management system and method |
| 7458508, |
Dec 30 2004 |
LEXISNEXIS RISK SOLUTIONS FL INC |
System and method for identity-based fraud detection |
| 7467401, |
Aug 12 2004 |
Avatier Corporation |
User authentication without prior user enrollment |
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Nov 16 1999 |
AMERIPRISE FINANCIAL, INC |
Systems and methods for creating financial advice applications |
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Sep 06 2006 |
Apple Inc. |
Touch screen device, method, and graphical user interface for determining commands by applying heuristics |
| 7480631, |
Dec 15 2004 |
JPMORGAN CHASE BANK, N A |
System and method for detecting and processing fraud and credit abuse |
| 7490356, |
Jul 20 2004 |
Citrix Systems, Inc |
End user risk management |
| 7503489, |
Apr 26 2005 |
Spriv LLC |
Method and system for monitoring electronic purchases and cash-withdrawals |
| 7505939, |
Nov 03 1998 |
NEXTCARD, LLC, A TEXAS LIMITED LIABILITY COMPANY |
Method and apparatus for a verifiable on line rejection of an applicant for credit |
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May 31 2002 |
Nokia Corporation |
Apparatus, and associated method, for notifying a user in a radio communication system of a commercially-related transaction |
| 7512221, |
Jul 31 2003 |
Cerebrus Solutions Limited |
System and method for the detection and termination of fraudulent services |
| 7529698, |
Jan 16 2001 |
CASELAS, LLC |
Apparatus and method for providing transaction history information, account history information, and/or charge-back information |
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Jun 05 2003 |
International Business Machines Corporation |
Methods, systems, and computer program products that centrally manage password policies |
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Jan 17 2003 |
Barra, Inc. |
Method and apparatus for an incomplete information model of credit risk |
| 7536348, |
Feb 01 2000 |
Fair Isaac Corporation |
Enhancing delinquent debt collection using statistical models of debt historical information and account events |
| 7542993, |
May 10 2001 |
EQUIFAX, INC |
Systems and methods for notifying a consumer of changes made to a credit report |
| 7543739, |
Dec 17 2003 |
Fitbit, Inc |
Automated payment card fraud detection and location |
| 7546271, |
Dec 20 2007 |
LEXISNEXIS RISK SOLUTIONS INC |
Mortgage fraud detection systems and methods |
| 7548886, |
Jun 12 2003 |
PayPal, Inc |
System and method for early detection and prevention of identity theft |
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Dec 03 2001 |
ORACLE INTERNATIONAL CORPORATION, A CORPORATION, ORGANIZED UNDER THE LAWS OF THE STATE OF DELAWARE; ORACLE INTERNATIONAL CORPORATION A CORPORATION ORGANIZED UNDER THE LAWS OF THE STATE OF CALIFORNIA |
Methods and systems for managing credit |
| 7552089, |
Mar 23 2005 |
Microsoft Technology Licensing, LLC |
Method and apparatus for automatically applying/linking transactions in a financial management system |
| 7552467, |
Apr 24 2006 |
|
Security systems for protecting an asset |
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Mar 21 2001 |
Capital One Services, LLC |
Method and system for offering debt recovery products to a customer |
| 7562184, |
Jan 07 2004 |
SOCIONEXT INC |
DRAM controller for graphics processing operable to enable/disable burst transfer |
| 7562814, |
Dec 30 2004 |
LEXISNEXIS RISK SOLUTIONS FL INC |
System and method for identity-based fraud detection through graph anomaly detection |
| 7571138, |
Sep 16 2003 |
TRIPLE POINT TECHNOLOGY, INC |
Method, system and program for credit risk management utilizing credit limits |
| 7571473, |
Jun 10 2005 |
T-MOBILE INNOVATIONS LLC |
Identity management system and method |
| 7575157, |
May 22 2007 |
Bank of America |
Fraud protection |
| 7577665, |
Sep 14 2005 |
BLUE HILLS, SERIES 95 OF ALLIED SECURITY TRUST I |
User characteristic influenced search results |
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Mar 12 2003 |
ServiceNow, Inc |
Framework for modeling and providing runtime behavior for business software applications |
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Jun 25 2001 |
INTUIT INC |
Collecting and aggregating creditworthiness data |
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Dec 30 2004 |
PayPal, Inc |
Identifying fraudulent activities and the perpetrators thereof |
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Jun 11 1998 |
Innovis Data Solutions, Inc. |
Consumer credit data storage system |
| 7587368, |
Jul 05 2001 |
RPX Corporation |
Information record infrastructure, system and method |
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May 30 2003 |
Experian Information Solutions, Inc |
Credit score simulation |
| 7594019, |
Nov 12 2003 |
Intel Corporation |
System and method for adult approval URL pre-screening |
| 7610216, |
Jul 13 2000 |
PayPal, Inc |
Method and system for detecting fraud |
| 7610229, |
May 30 2002 |
CONSUMERINFO COM, INC |
System and method for interactively simulating a credit-worthiness score |
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Dec 24 2003 |
SAP SE |
Unified personalization |
| 7620596, |
Jun 01 2007 |
The Western Union Company |
Systems and methods for evaluating financial transaction risk |
| 7623844, |
Mar 04 2003 |
Scientific Games, LLC |
User authentication system and method |
| 7634737, |
Dec 23 2002 |
SAP SE |
Defining a resource template for locating relevant resources |
| 7640200, |
Jul 10 2000 |
MORNINGSTAR, INC |
Financial portfolio management system and method |
| 7647274, |
Feb 20 2004 |
Horizon Digital Finance, LLC |
System and method for matching loan consumers and lenders |
| 7647344, |
May 29 2003 |
Experian Marketing Solutions, LLC |
System, method and software for providing persistent entity identification and linking entity information in an integrated data repository |
| 7653592, |
Dec 01 2003 |
Fannie Mae |
System and method for processing a loan |
| 7653600, |
May 30 1997 |
Utilx Corporation |
Automated document cashing system |
| 7653688, |
Nov 05 2003 |
SAP SE |
Role-based portal to a workplace system |
| 7672833, |
Sep 22 2005 |
Fair Isaac Corporation |
Method and apparatus for automatic entity disambiguation |
| 7685209, |
Sep 28 2004 |
R2 SOLUTIONS LLC |
Apparatus and method for normalizing user-selected keywords in a folksonomy |
| 7686214, |
May 12 2003 |
LEXISNEXIS RISK SOLUTIONS FL INC |
System and method for identity-based fraud detection using a plurality of historical identity records |
| 7688813, |
Nov 22 2004 |
LG Electronics Inc. |
Monitoring control system and method |
| 7689487, |
May 14 1999 |
Amazon Technologies, Inc |
Computer-assisted funds transfer system |
| 7689505, |
Mar 21 2003 |
CONSUMERINFO COM, INC |
Card management system and method |
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Oct 20 1998 |
HANGER SOLUTIONS, LLC |
Electronic record management system |
| 7690032, |
May 22 2009 |
Daon Holdings Limited |
Method and system for confirming the identity of a user |
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Aug 25 2000 |
Liberty Peak Ventures, LLC |
System and method for account reconciliation |
| 7698214, |
Apr 03 2007 |
General Mortgage Finance Corp. |
Systems and methods of trading closed loans, debt, and other financial obligations |
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Apr 20 2000 |
Intellectual Ventures I LLC |
Masking private billing data by assigning other billing data to use in commerce with businesses |
| 7707122, |
Jan 29 2004 |
Slack Technologies, LLC; SLACK TECHNOLOGIES, INC |
System and method of information filtering using measures of affinity of a relationship |
| 7707271, |
Apr 19 2001 |
British Telecommunications |
Delivering personalized content data via local network |
| 7708190, |
Mar 10 2004 |
SBC KNOWLEDGE VENTURES, L P |
Multiple options to decline authorization of payment card charges |
| 7711635, |
Feb 22 2001 |
Fair Isaac Corporation |
System and method for helping consumers understand and interpret credit scores |
| 7711636, |
Mar 10 2006 |
Experian Information Solutions, Inc. |
Systems and methods for analyzing data |
| 7715832, |
Sep 28 2004 |
HUAWEI TECHNOLOGIES CO , LTD |
Mobile terminal and a method for implementing the guardianship function |
| 7725385, |
Mar 29 2000 |
Liberty Peak Ventures, LLC |
System and method for facilitating the handling of a dispute using disparate architectures |
| 7729959, |
Sep 03 1999 |
INTUIT INC. |
Web-based entry of financial transaction information and subsequent download of such information |
| 7730078, |
Sep 28 2006 |
MOBILEHELP, LLC |
Role based internet access and individualized role based systems to view biometric information |
| 7739707, |
Nov 20 2001 |
Starz Entertainment, LLC |
Parental controls using view limits |
| 7747520, |
Aug 05 2005 |
CORELOGIC INFORMATION RESOURCES, LLC F K A CORELOGIC US, INC AND F K A FIRST ADVANTAGE CORPORATION ; CORELOGIC DORADO, LLC F K A CORELOGIC DORADO CORPORATION AND F K A DORADO NETWORK SYSTEMS CORPORATION ; CORELOGIC, INC F K A FIRST AMERICAN CORPORATION ; CORELOGIC SOLUTIONS, LLC F K A MARKETLINX, INC AND F K A CORELOGIC REAL ESTATE SOLUTIONS, LLC F K A FIRST AMERICAN REAL ESTATE SOLUTIONS LLC AND F K A CORELOGIC INFORMATION SOLUTIONS, INC F K A FIRST AMERICAN CORELOGIC, INC ; CoreLogic Tax Services, LLC; CORELOGIC VALUATION SERVICES, LLC F K A EAPPRAISEIT LLC ; CORELOGIC REAL ESTATE INFORMATION SERVICES, LLC F K A FIRST AMERICAN REAL ESTATE INFORMATION SERVICES, INC |
Method and system for monitoring for and reporting of lien distress events |
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Feb 22 2006 |
CORELOGIC INFORMATION RESOURCES, LLC F K A CORELOGIC US, INC AND F K A FIRST ADVANTAGE CORPORATION ; CORELOGIC DORADO, LLC F K A CORELOGIC DORADO CORPORATION AND F K A DORADO NETWORK SYSTEMS CORPORATION ; CORELOGIC, INC F K A FIRST AMERICAN CORPORATION ; CORELOGIC SOLUTIONS, LLC F K A MARKETLINX, INC AND F K A CORELOGIC REAL ESTATE SOLUTIONS, LLC F K A FIRST AMERICAN REAL ESTATE SOLUTIONS LLC AND F K A CORELOGIC INFORMATION SOLUTIONS, INC F K A FIRST AMERICAN CORELOGIC, INC ; CoreLogic Tax Services, LLC; CORELOGIC VALUATION SERVICES, LLC F K A EAPPRAISEIT LLC ; CORELOGIC REAL ESTATE INFORMATION SERVICES, LLC F K A FIRST AMERICAN REAL ESTATE INFORMATION SERVICES, INC |
System and method for monitoring events associated with a person or property |
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Sep 11 2003 |
CAPITAL ONE SERVICES LLC |
Method and system for debt recovery |
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Mar 16 2006 |
|
Strategy-driven methodology for reducing identity theft |
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Dec 30 1999 |
First Data Corporation |
Method and system for facilitating payment of an online auction transaction |
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Dec 23 2002 |
SAP SE |
Compiling user profile information from multiple sources |
| 7769697, |
Jul 13 2000 |
PayPal, Inc |
Method for validating an electronic payment by a credit/debit card |
| 7774257, |
Dec 02 1997 |
FINANCIAL ENGINES, INC |
User interface for a financial advisory system |
| 7774270, |
Aug 19 2004 |
Transunion Intelligence LLC |
Credit report lock system |
| 7783515, |
Mar 27 2009 |
Bank of America Corporation |
Itemized receipt tracking system |
| 7787869, |
Feb 26 2007 |
Sony Ericsson Mobile Communications AB |
Device, method, and computer program product for providing enhanced blogging features on a mobile phone |
| 7788040, |
Dec 19 2003 |
Siemens Medical Solutions USA, Inc |
System for managing healthcare data including genomic and other patient specific information |
| 7788147, |
Oct 29 2004 |
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC |
Method and apparatus for estimating the spend capacity of consumers |
| 7792715, |
Sep 21 2002 |
CONSUMERINFO COM, INC |
Method of on-line credit information monitoring and control |
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May 31 2006 |
Red Hat, Inc.; Red Hat, Inc |
Identity management for open overlay for social networks and online services |
| 7793835, |
May 12 2003 |
LEXISNEXIS RISK SOLUTIONS FL INC |
System and method for identity-based fraud detection for transactions using a plurality of historical identity records |
| 7797252, |
Oct 20 2006 |
Target Brands, Inc. |
Service plan product and associated system |
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Sep 12 1995 |
DEALERTRACK, INC |
Computer implemented automated credit application analysis and decision routing system |
| 7801811, |
Oct 10 2006 |
United Services Automobile Association |
Methods of and systems for money laundering risk assessment |
| 7801812, |
Mar 10 2006 |
VantageScore Solutions, LLC |
Methods and systems for characteristic leveling |
| 7801956, |
Aug 16 2006 |
Resource Consortium Limited |
Providing notifications to an individual in a multi-dimensional personal information network |
| 7802104, |
Aug 16 2007 |
Security First Innovations, LLC |
Context sensitive dynamic authentication in a cryptographic system |
| 7805362, |
Oct 10 2006 |
United Services Automobile Association |
Methods of and systems for money laundering risk assessment |
| 7809398, |
Mar 24 2006 |
SBC KNOWLEDGE VENTURES, L P |
System and method of storing contact information |
| 7809797, |
Apr 06 2007 |
Symantec Corporation |
Parental control using social metrics system and method |
| 7810036, |
Feb 28 2003 |
Oracle International Corporation |
Systems and methods for personalizing a portal |
| 7814005, |
Oct 19 2004 |
MIRITZ, INC |
Dynamic credit score alteration |
| 7818228, |
Dec 16 2004 |
CONSUMERDIRECT, INC |
System and method for managing consumer information |
| 7818229, |
Oct 19 2004 |
MIRITZ, INC |
Method for future payment transactions |
| 7827115, |
Apr 24 2000 |
Visa International Service Association |
Online payer authentication service |
| 7832006, |
Aug 09 2005 |
AT&T Intellectual Property I, L P |
System and method for providing network security |
| 7840484, |
Oct 29 2004 |
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC |
Credit score and scorecard development |
| 7841004, |
Apr 05 2007 |
CONSUMERINFO.COM, INC. |
Child identity monitor |
| 7841008, |
Mar 31 2006 |
GEN DIGITAL INC |
Threat personalization |
| 7844520, |
May 31 2006 |
INTUIT INC. |
Method and apparatus for monitoring credit reports using a computing system implemented financial management system |
| 7844604, |
Dec 28 2006 |
R2 SOLUTIONS LLC |
Automatically generating user-customized notifications of changes in a social network system |
| 7848972, |
Apr 06 2000 |
Fidelity Information Services, LLC |
Electronic bill presentment and payment systems and processes |
| 7848978, |
Oct 19 2004 |
MIRITZ, INC |
Enhanced transaction resolution techniques |
| 7849014, |
Aug 29 2007 |
Liberty Peak Ventures, LLC |
System and method for facilitating a financial transaction with a dynamically generated identifier |
| 7853493, |
Jun 18 2008 |
CONSUMERINFO COM, INC |
Personal finance integration system and method |
| 7856203, |
Aug 27 1999 |
COURTEOUSCELLPHONES LLC |
System for inhibiting texting and similar distractions while driving moving vehicles |
| 7856386, |
Sep 07 2006 |
YODLEE, INC |
Host exchange in bill paying services |
| 7870078, |
Nov 01 2002 |
ID Insight Incorporated |
System, method and computer program product for assessing risk of identity theft |
| 7877304, |
Dec 16 2004 |
CONSUMERDIRECT, INC |
System and method for managing consumer information |
| 7877784, |
Jun 07 2007 |
PIECE FUTURE PTE LTD |
Verifying authenticity of webpages |
| 7890420, |
Oct 29 2004 |
American Express Travel Related Services Company, Inc. |
Method and apparatus for development and use of a credit score based on spend capacity |
| 7899750, |
Oct 31 2006 |
INTUIT INC. |
Goal orientated computing system implemented financial management using projected balances |
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Sep 01 2004 |
Search America, Inc. |
Method and apparatus for assessing credit for healthcare patients |
| 7908242, |
Apr 11 2005 |
Experian Information Solutions, Inc |
Systems and methods for optimizing database queries |
| 7909246, |
Jul 15 2005 |
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC |
System and method for establishment of rules governing child accounts |
| 7912865, |
Sep 26 2006 |
Experian Marketing Solutions, LLC |
System and method for linking multiple entities in a business database |
| 7925582, |
May 30 2003 |
Experian Information Solutions, Inc. |
Credit score simulation |
| 7954698, |
Jun 02 2004 |
|
System and method for matching customers to financial products, services, and incentives based on bank account transaction activity |
| 7958046, |
Apr 23 2003 |
SAP SE |
Computer systems and methods for providing credit information data |
| 7966192, |
Jan 30 2002 |
First Data Corporation |
Method and apparatus for processing electronic dispute data |
| 7970676, |
Aug 01 2007 |
Fair Isaac Corporation |
Method and system for modeling future action impact in credit scoring |
| 7970679, |
Sep 21 2002 |
CONSUMERINFO COM, INC |
Method of on-line credit information monitoring and control |
| 7975299, |
Apr 05 2007 |
CONSUMERINFO COM, INC |
Child identity monitor |
| 7979908, |
Feb 11 2005 |
IREVIEWNOW LLC; SECURTEST, INC |
Method and system of verifying and authenticating background and consumer records |
| 7983932, |
Feb 17 2004 |
Bodybio, Inc |
Network and methods for integrating individualized clinical test results and nutritional treatment |
| 7991689, |
Jul 23 2008 |
Experian Information Solutions, Inc |
Systems and methods for detecting bust out fraud using credit data |
| 8001042, |
Jul 23 2008 |
Experian Information Solutions, Inc |
Systems and methods for detecting bust out fraud using credit data |
| 8001153, |
May 29 2003 |
Experian Marketing Solutions, LLC |
System, method and software for providing persistent personal and business entity identification and linking personal and business entity information in an integrated data repository |
| 8001235, |
Apr 22 2005 |
DRÄGERWERK AG & CO KGAA |
System for managing patient medical data derived from a plurality of medical devices |
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May 30 2002 |
CONSUMERINFO COM, INC |
System and method for interactively simulating a credit-worthiness score |
| 8032932, |
Aug 22 2008 |
Citibank, N.A. |
Systems and methods for providing security token authentication |
| 8037097, |
May 30 2008 |
Yahoo Ad Tech LLC |
Universal device identifier for globally identifying and binding disparate device identifiers to the same mobile device |
| 8055904, |
Oct 19 2006 |
United Services Automobile Association |
Systems and methods for software application security management |
| 8060424, |
Nov 05 2008 |
CONSUMERINFO COM, INC |
On-line method and system for monitoring and reporting unused available credit |
| 8060916, |
Nov 06 2006 |
Symantec Corporation |
System and method for website authentication using a shared secret |
| 8065233, |
Apr 06 2000 |
Fair Isaac Corporation |
Identification and management of fraudulent credit/debit card purchases at merchant ecommerce sites |
| 8073768, |
Oct 29 2004 |
American Express Travel Related Services Company, Inc. |
Credit score and scorecard development |
| 8078453, |
Jan 24 2001 |
Stroz Friedberg LLC |
System and method for computerized psychological content analysis of computer and media generated communications to produce communications management support, indications and warnings of dangerous behavior, assessment of media images, and personnel selection support |
| 8078524, |
Feb 22 2001 |
Fair Isaac Corporation |
Method and apparatus for explaining credit scores |
| 8078527, |
Dec 29 1999 |
The Western Union Company |
Methods and systems for actively optimizing a credit score and managing/reducing debt |
| 8078528, |
Feb 21 2008 |
JPMORGAN CHASE BANK, N.A. |
System and method for providing borrowing schemes |
| 8078881, |
Nov 12 2004 |
|
Password resetting method |
| 8086523, |
Aug 07 2006 |
Allstate Insurance Company |
Credit risk evaluation with responsibility factors |
| 8095443, |
Jun 18 2008 |
CONSUMERINFO COM, INC |
Debt trending systems and methods |
| 8095458, |
Feb 20 2004 |
Horizon Digital Finance, LLC |
System and method for matching loan consumers and lenders |
| 8099309, |
Jun 26 2006 |
INTUIT INC. |
Financial policy change advisor |
| 8099341, |
Jan 31 2006 |
OREM FINANCIAL SERVICES INC |
System and method for recreating tax documents |
| 8104679, |
Dec 17 2003 |
Fitbit, Inc |
Display payment card with fraud and location detection |
| 8127982, |
Jan 09 2009 |
Apple Inc.; Apple Inc |
Parental controls |
| 8127986, |
Dec 14 2007 |
CONSUMERINFO COM, INC |
Card registry systems and methods |
| 8131685, |
Jul 26 2006 |
Google Inc. |
Duplicate account identification and scoring |
| 8131777, |
Jun 02 2000 |
Open Text SA ULC |
Method for client-side personalization |
| 8160960, |
Jun 07 2001 |
JPMORGAN CHASE BANK, N.A. |
System and method for rapid updating of credit information |
| 8175889, |
Apr 06 2005 |
Experian Information Solutions, Inc |
Systems and methods for tracking changes of address based on service disconnect/connect data |
| 8195549, |
Sep 21 2002 |
CONSUMERINFO.COM, INC. |
Systems and methods of on-line credit information monitoring and control |
| 8201257, |
Mar 31 2004 |
JPMORGAN CHASE BANK, N A , AS ADMINISTRATIVE AGENT |
System and method of managing network security risks |
| 8204812, |
Dec 01 1999 |
Fidelity Information Services, LLC |
Method and system for funding a financial account |
| 8224723, |
May 31 2002 |
JPMORGAN CHASE BANK, N A |
Account opening system, method and computer program product |
| 8234498, |
Jul 25 2005 |
DEUTSCHE BANK AG NEW YORK BRANCH, AS NEW ADMINISTRATIVE AGENT AND COLLATERAL AGENT |
Screening using a personal identification code |
| 8244848, |
Apr 19 2010 |
Meta Platforms, Inc |
Integrated social network environment |
| 8271393, |
Apr 02 2002 |
COLLABORATIVE AGREEMENTS, LLC |
System and method for facilitating transactions between two or more parties |
| 8281372, |
Dec 18 2009 |
GOOGLE LLC |
Device, system, and method of accessing electronic mail |
| 8285613, |
Dec 16 2004 |
CONSUMERDIRECT, INC |
System and method for managing consumer information |
| 8285656, |
Mar 30 2007 |
CONSUMERINFO COM, INC |
Systems and methods for data verification |
| 8290840, |
Nov 27 2002 |
CONSUMERINFO COM, INC |
Method for determining insurance benefits and premiums from dynamic credit information |
| 8290856, |
Nov 27 2002 |
CONSUMERINFO COM, INC |
Method for determining insurance benefits and premiums from credit information |
| 8296229, |
Jun 17 2003 |
CITICORP CREDIT SERVICES, INC USA |
Method and system for associating consumers with purchase transactions |
| 8312033, |
Jun 26 2008 |
Experian Marketing Solutions, LLC |
Systems and methods for providing an integrated identifier |
| 8321334, |
May 30 2003 |
Experian Information Solutions, Inc. |
Credit score simulation |
| 8321339, |
Jan 15 2010 |
MIRITZ, INC |
System and method for resolving transactions with variable offer parameter selection capabilities |
| 8327429, |
Aug 22 2008 |
Citibank, N.A. |
Systems and methods for providing security token authentication |
| 8335741, |
May 30 2002 |
CONSUMERINFO COM, INC |
System and method for interactively simulating a credit-worthiness score |
| 8355967, |
Jun 18 2008 |
CONSUMERINFO.COM, INC. |
Personal finance integration system and method |
| 8374973, |
Feb 16 2006 |
Microsoft Technology Licensing, LLC |
Reputation system |
| 8412593, |
Oct 07 2008 |
LMB MORTGAGE SERVICES, INC |
Credit card matching |
| 8433654, |
May 10 2010 |
PAYMENTUS, INC; PAYMENTUS CORPORATION |
Method and system for paying directly at biller websites from within a bill pay website |
| 8456293, |
Oct 22 2007 |
ALARM COM INCORPORATED |
Providing electronic content based on sensor data |
| 8464939, |
Dec 14 2007 |
CONSUMERINFO.COM, INC. |
Card registry systems and methods |
| 8478674, |
Nov 12 2010 |
CONSUMERINFO COM, INC |
Application clusters |
| 8484186, |
Nov 12 2010 |
CONSUMERINFO COM, INC |
Personalized people finder |
| 8515828, |
May 29 2012 |
GOOGLE LLC |
Providing product recommendations through keyword extraction from negative reviews |
| 8515844, |
Sep 21 2002 |
CONSUMERINFO.COM, INC. |
Systems and methods of on-line credit information monitoring and control |
| 8527357, |
Dec 21 2007 |
YELLCAST, INC |
Client and server system for coordinating messaging between motivated buyers and listed sellers |
| 8533118, |
Nov 06 2008 |
Visa International Service Association |
Online challenge-response |
| 8560436, |
Nov 10 2009 |
NEVADA 9, LLC |
System and method for assessing credit risk in an on-line lending environment |
| 8560447, |
Jul 27 2011 |
INTUIT INC. |
Intelligent account selection for electronic bill payment |
| 8572083, |
May 30 2012 |
NCINO, INC |
Financial-service structured content manager |
| 8578496, |
Dec 29 2009 |
GEN DIGITAL INC |
Method and apparatus for detecting legitimate computer operation misrepresentation |
| 8589286, |
May 30 2003 |
Experian Information Solutions, Inc. |
Credit score simulation |
| 8600886, |
Jun 30 2006 |
Amazon Technologies, Inc. |
Managing transaction accounts |
| 8601602, |
Aug 31 2010 |
GOOGLE LLC |
Enhanced multi-factor authentication |
| 8606694, |
Jul 02 2010 |
EXPERIAN CREDIT ADVISORS, INC |
Online registration system for CROA-compliant credit advice services |
| 8630938, |
Nov 15 2000 |
PayPal, Inc |
Method and apparatus to detect fraudulent activities within a network-based auction facility |
| 8646051, |
Sep 10 2004 |
AT&T Intellectual Property I, L P |
Automated password reset via an interactive voice response system |
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Mar 14 2013 |
Microsoft Corporation |
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Sep 30 2011 |
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May 20 2008 |
Apple Inc. |
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Mar 14 2013 |
Microsoft Corporation |
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Microsoft Corporation |
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Mar 06 2013 |
CONSUMERINFO COM, INC |
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Meta Platforms, Inc |
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Microsoft Corporation |
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Mar 06 2013 |
CONSUMERINFO COM, INC |
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Jun 28 2012 |
Samsung Electronics Co., Ltd. |
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May 31 2012 |
BlackBerry Limited |
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Mar 06 2013 |
CONSUMERINFO COM, INC |
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Nov 07 2012 |
Microsoft Corporation |
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Mar 06 2013 |
CONSUMERINFO COM, INC |
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Jun 24 2013 |
TENCENT TECHNOLOGY SHENZHEN COMPANY LIMITED |
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Sep 01 2010 |
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Aug 28 2012 |
SAMSUNG ELECTRONICS CO , LTD |
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